Our Approach - Future Finance

Our Approach

Future Finance is on hand to support you through every stage of your life
and make the journey a little easier! 


Future Finance first started to find solutions to customers’ financial challenges in 2009. Since then, we have built a reputation for fast, but robust, in-house decision-making and excellent, in-depth customer service.  As a result, we are now the provider of choice in our markets, offering our customers a broad selection of products and services, as well as value and peace of mind.

Our aim is to be there to support you through every stage of your life and make the journey a little easier! 

Whether you are taking your very first steps on the property ladder or securing finance that will enable your business to grow, Future Finance can help where many other lenders can’t. On top of this, we offer market-leading rates, and bespoke products and services, that will meet your individual requirements.

We focus on a set of lending criteria which, although stringent, is more flexible than other traditional providers whose reputations and credit facilities have been tarnished since the financial crisis.

Our ethical approach means that, whilst we encourage people and businesses to fulfil their potential, we do not advocate over-stretching your position.

One of our key objectives is to take the hassle and headache out of the application and approval processes, by making it quick and easy to get an answer on your lending requirements.

Our dedicated team of more than 30 employees are on hand to answer any questions you may have. They will explain the process and talk you through every step of the approval and application process (see About Us for more information).

Loan Approval
Mortgage Approval in Principle

Fees & Charges

Transaction charges:

  • Debit card transaction - No Charge
  • Credit card transaction – 2.5%
  • Re-issue of loan agreement - £10
  • Issuing of agreement documentation - £10

Failure charges:

  • Failed direct debit fee - £25
  • Returned cheque fee - £12.50
  • 7-day pre legal / termination notice - £20

Recovery charges:

  • House visit / field call – from £50
  • Customer trace – from £50
  • Repossession of goods – variable

Please be advised that any fees incurred will be added to your outstanding balance and must be repaid at the end of the agreement – with the exception of credit card charges, which are taken at the time of the payment.

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