Applying for a mortgage can be hard work. Which product should you pick? Will you have to fill in a long-winded application form? Can you get a mortgage if your personal circumstances are unique? Future Finance aim to make the process as simple, cost efficient and as stress-free as possible, whatever your situation. Whether you are looking to re-mortgage, purchase your first home or want a buy-to-let in Jersey or the UK, we offer market-leading rates on a range of mortgage products.
Focusing on both residential and commercial mortgages, Future Finance offers:
- Interest only mortgages
- Capital and interest repayment mortgages, up to 30 years
- Buy-to-let mortgages
- Ex-pat mortgages
- First time buyers
- Private bank mortgages
We’ve made it our business to make getting a mortgage quick and easy. We offer on-line application forms for speed and ease, and are available to help you every step of the way. You can pop in to see us, apply on-line or telephone the office, and we can give you an approval in principle there and then.
If needed, we also proactively liaise with the lender, surveyor, solicitor and estate agent to ensure the application goes through successfully.
In fact, customers just need to provide the correct information and documentation. We'll do the rest!
Wide range of products
Privately-owned and with in-house expertise, we are not tied to any specific products or services and have different lending criteria to other finance providers. As a result, we are able to match your requirements to what’s available in the market, rather than steering you to specific products. That’s why we are the number one mortgage provider of choice. Offering peace of mind and value, our customers regularly recommend us to friends and family, and come back to us when they decide to make a move.
Currently, our most popular mortgages are:
- a two year fixed rate mortgages at 1.24%
- a 10 year fixed rate mortgage at 2.49%
- 100% mortgages at 4.74%
- 90% mortgage at 1.99%
- UK Buy-To-Let rates starting from 2.99%
Buying a property can be one of the most exciting or stressful times of your life. So, having a provider that gives you confidence and is available to answer questions is invaluable (see our case studies). Our team of experts can talk you through the various options, project manage the process for you and provide you with appropriate insurance options.
Visit our Resource Centre to find out more about the various mortgages on offer, rates and answers to frequently asked questions.